Maya and Chris plan a wedding and a home purchase within two years of each other in Chicago
Maya (29) & Chris (31), Chicago IL
exampleEngaged, no children yet · $180k/yr household income
They're planning a wedding in 2026 and buying their first home in 2027 while renting in Chicago
Maya & Chris are planning a wedding in 2026 and buying their first home in 2027 while renting in Chicago The real question: Can their budget realistically absorb a wedding and a first home purchase back-to-back, or does one have to wait?
The plan holds$14M
Projected net worth at retirement (2057)
Retirement year
2057
Safe withdrawal / yr
$492k
Spending need / yr
$91k
First shortfall
None projected
Modeled year by year, with the daycare, the mortgage, and every account and tax accounted for, Maya’s plan funds retirement. The safe withdrawal covers their projected spending. The exact answer always depends on the full picture, which is the whole point.
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Get my verdict →An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.