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Priya and Marcus plan a wedding and a home purchase within two years of each other

Priya & Marcus, 29 & 31, Denver CO

example

Engaged, renting together, no kids yet · $170k/yr household income

They're planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far

Priya & Marcus are planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far The real question: Can they afford a wedding and a down payment without derailing their long-term financial plan?

The plan holds

$11M

Projected net worth at retirement (2057)

Projected net worth
Today: $212k$34M projected

Retirement year

2057

Safe withdrawal / yr

$384k

First shortfall

None projected

Modeled year by year, with the daycare, the mortgage, and every account and tax accounted for, Priya’s plan funds retirement. The safe withdrawal covers their projected spending. The exact answer always depends on the full picture, which is the whole point.

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An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.