Priya and Marcus plan a wedding and a home purchase within two years of each other
Priya & Marcus, 29 & 31, Denver CO
exampleEngaged, renting together, no kids yet · $170k/yr household income
They're planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far
Priya & Marcus are planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far The real question: Can they afford a wedding and a down payment without derailing their long-term financial plan?
The plan holds$11M
Projected net worth at retirement (2057)
Retirement year
2057
Safe withdrawal / yr
$384k
First shortfall
None projected
Modeled year by year, with the daycare, the mortgage, and every account and tax accounted for, Priya’s plan funds retirement. The safe withdrawal covers their projected spending. The exact answer always depends on the full picture, which is the whole point.
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Get my verdict →An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.