Priya and Marcus plan a wedding and a home purchase within two years of each other
Priya & Marcus, 29 & 31, Denver CO
exampleEngaged, renting together, no kids yet · $170k/yr household income
They're planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far
Priya & Marcus are planning a wedding next year and a home purchase the year after, trying to figure out if their savings can stretch that far The real question: Can they afford a wedding and a down payment without derailing their long-term financial plan?
There’s a gap to close$2.5M
Projected net worth at retirement (2057)
Retirement year
2057
Safe withdrawal / yr
$98k
Spending need / yr
$89k
First shortfall
2058
Modeled year by year, the plan runs short before the finish line. That doesn’t mean the goal is off the table. It means one or two levers (savings rate, timing, or the size of the purchase) need to move, and seeing exactly where and when is the value.
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Get my verdict →An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.