A couple expecting twins weighs buying a larger home while absorbing double daycare costs
Priya & Marcus, both 33, Austin TX
exampleMarried, twins on the way · $245k/yr household income
They're expecting twins and deciding whether to buy a larger home before the babies arrive
Priya & Marcus are expecting twins and deciding whether to buy a larger home before the babies arrive The real question: With twins arriving soon, can we afford to upsize our home without derailing retirement?
The plan holds$14M
Projected net worth at retirement (2057)
Retirement year
2057
Safe withdrawal / yr
$506k
First shortfall
None projected
Modeled year by year, with the daycare, the mortgage, and every account and tax accounted for, Priya’s plan funds retirement. The safe withdrawal covers their projected spending. The exact answer always depends on the full picture, which is the whole point.
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Get my verdict →An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.