Maya leaves her job after their first baby; Chris carries the household on his salary alone

Maya & Chris are navigating their first year on a single income after Maya left her marketing job to stay home full-time with their newborn The real question: Can we afford for Maya to stay home with the baby, and when does our financial picture stabilize?

Modeled year by year, with the daycare, the mortgage, and every account and tax accounted for, Maya’s plan funds retirement. The safe withdrawal covers their projected spending. The exact answer always depends on the full picture, which is the whole point.

An illustrative example household. The numbers are modeled by Rightmont’s engine from these inputs; your real answer depends on your full picture. Educational only, not financial advice.