When can you actually retire?
Not the optimistic spreadsheet version. The honest one, stress-tested against 1,000 market scenarios, with your actual numbers.
- 1Tests 7 retirement ages from 10 years early to 5 years late
- 2Models SWR + Social Security income vs. projected spending
- 3Shows earliest feasible age + healthcare gap analysis
Model my retirement →
Free to start · No credit card
SHIFT
“You could retire at 57 (8 years early) if spending stays under $5,400/mo.”
57
earliest feasible retirement age
Earliest Age
57
Retire Income/mo
$5,400
Spend/mo
$4,800
Years Funded
33 yrs
Example verdict, yours will reflect your actual finances.
How it works
Step 1
Build your household model
8 questions about your income, savings, and spending.
Step 2
Engine runs your scenarios
Multiple parallel projections compare the options against your actual numbers, and you can stack this with other decisions into one strategy.
Step 3
Get your verdict
GO, NO, WAIT, or SHIFT, with the key number and plain-English explanation.
Ready to get your answer?
Model my retirement →Free to start · No credit card