Can you afford to buy a house now, or only if you wait?
Stop guessing. Model your income, savings, mortgage math, and retirement timeline together, and get a clear answer.
- 1Compares buying now vs. waiting 1–5 years with adjustable home price
- 2Models real DTI lender math against your projected income
- 3Shows net worth impact through retirement + actionable next steps
Model the house decision →
Free to start · No credit card
WAIT
“Wait 2 years and your $575K target becomes reachable”
$579k
Max home in 2 years: $94K more than today's $485K
Max Home Now
$485K
Max in 2yr
$579K
Target Price
$575K
Liquid Assets
$142K
Example verdict, yours will reflect your actual finances.
How it works
Step 1
Build your household model
8 questions about your income, savings, and spending.
Step 2
Engine runs your scenarios
Multiple parallel projections compare the options against your actual numbers, and you can stack this with other decisions into one strategy.
Step 3
Get your verdict
GO, NO, WAIT, or SHIFT, with the key number and plain-English explanation.
Ready to get your answer?
Model the house decision →Free to start · No credit card