Capital gains & NIIT

What do I owe when I sell, and how do I stay under the thresholds?

Start here, then go deeper

1
Start here
What it is, why it matters, and ONE worked number. Coming soon.
2
Go deeper
How to apply it to your own situation, and the trade-offs. Coming soon.
3
Optimize
Edge cases, interactions between rules, and optimization. Coming soon.

Free Retirement Calculator

4% Rule Retirement Calculator — Safe Withdrawal Rate

Social Security Break-Even Calculator — When to Claim

Roth vs Traditional 401(k) at 30 on $60k income? (single)

Roth vs Traditional 401(k) on $60k income? (single)

Roth vs Traditional 401(k) at 45 on $60k income? (single)

Tax-advantaged accounts

Roth conversions & the ladder

Tax-efficient withdrawals

State taxes & moving